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Foreign National Loan Program


 

Information for non-citizens interested in foreign national loan program to finance their real estate purchase.

 

TERMS

  • Down payment 30%
  • Loan term 30 years fixed
  • Interest rates approximately 6%
  • Minimum loan amount $100,000
  • No prepayment penalty

ITEMS REQUIRED

  • Loan application form
  • Copy of passport and Driver’s License
  • Two  most recent monthly Bank Statement for cash to close and reserves
  • Complete bank statement that shows earnest money deposit given to builder/seller
  • International Credit Report ordered by lender, cost is $250

PROOF OF INCOME

  • SELF-EMPLOYED: Certified Public Accountant letter stating the name of the business, the percentage that the borrower owns,, the type of business, the start date and how much the client earned in personal income from the business in 2014,2015 and year to date 2016
  • Copy of CPA license and business card 
  • EMPLOYED: Letter from employer with most recent two paystubs and most recent two years end-of-year gross income

OTHER  INFORMATION

  • Sample letters and full assistance will be provided
  • No presence required, closing documents can be signed at US Embassy in your county
  • USA bank account needed

 

Your choice!